Martinis and Your Money Podcast

This month’s Happy Hour topic comes from Tonya on the Happy Hour crew. She wanted to talk about the excuses we make as to why we aren’t making financial changes in our lives.

As a word of warning, for those listeners who want to get right into the substance of an episode, you’ll have to fast forward to about minute 10 to get to our topic. We rambled quite a bit in the beginning of the episode and if you enjoy our rambles, then you’ll enjoy the beginning of this happy hour.

I think my biggest takeaway is to realize that we can all makes excuses and justifications for why we’re not making change, but it’s not until you stop telling yourself those stories that you’ll truly be open to achieving the financial success that you’re meant to achieve.

Notes for this show as well as links to everyone’s sites can be found on my blog, http://financially-blonde.com. Also, if you have any topics you would like for us to talk about during happy hour, please feel free to email me to shannon@finblonde.com or tweet to me https://twitter.com/blonde_finance or join the private Martinis and Your Money Community on Facebook and let us know.

Until next time, take care!!

Direct download: MAYM161_Happy_Hour_May_2017.mp3
Category:spending -- posted at: 2:00am EDT

Natalie Jean Baptiste is an attorney who found herself in the uncomfortable position of having to declare bankruptcy due to over $200,000 of consumer and student loan debt. Natalie shares her reasons for declaring bankruptcy, why it makes sense for some people and how the whole experience prepared her for this next chapter in her life where she’s helping others conquer their student loan debt burdens.

My biggest takeaway is to never let others tell you something is impossible. As Audrey Hepburn said, “Nothing is impossible, the word itself says I’m possible.” I truly believe with enough faith and courage, anything is possible.

If you want to find the show notes as well as links to Natalie, you can find them on my blog http://financially-blonde.com

If you have any topics you would like for me to cover on this podcast, I encourage you to email me to Shannon@finblonde.com or tweet to me @blonde_finance or join the private Martinis and Your Money Facebook group https://www.facebook.com/groups/martinisandyourmoney

Direct download: MAYM160_Natalie.mp3
Category:investing -- posted at: 2:00am EDT

Ash Exantus, otherwise known as Ash Cash, is a financial motivator, personal finance expert and bestselling author. When I saw Ash’s new book, Mind Right - Life Right, I knew I had to talk to him because a healthy mind will breed health finances. I hope that you find this conversation helpful and that it helps shift your mindset so that you can achieve all of your financial hopes and dreams.

My biggest takeaway is to remember that your financial success is only a part of money you make and financial choices you take a large part of your success is a mindset focused on positivity and achieving the goals you desire.

If you want to find the show notes as well as links to Ash’s site and his book, you can find them at http://financially-blonde.com

Direct download: MAYM159_Ash_Cash.mp3
Category:investing -- posted at: 2:00am EDT

Casey DeStefano is a mentor and coach and host of the podcast Women with Balls in the Air about preparing yourself for making big changes in your life and having the guts to do it. I hope this conversation inspires you to do just that. And now here’s Casey.

My biggest takeaway is not be afraid of making leaps and taking chances, you can truly always go backward or overcome a potential financial setback it might led to, but you will never know what could have been unless you make that leap. My huge leap led me to the financial gym and literally empowering hundreds of people with their money. It’s the second greatest decision I ever made after deciding to become a mom.

If you want to find the show notes as well as links to Casey’s site, you can find them on my blog http://financially-blonde.com

Have a topic you want covered? Email me Shannon@finblonde.com or tweet to me @blonde_finance or join the private Martinis and Your Money Facebook group and let me know what you want to hear.

Direct download: MAYM158_Casey.mp3
Category:investing -- posted at: 2:00am EDT

A special happy hour as we welcome Erin Lowry, personal finance expert and author of the new book Broke Millennial – Stop Scraping by and Get your Financial Life Together. Erin will always hold a special place in my heart and for this show as she was actually the first guest ever of Martinis and Your Money. She joins me and the ladies to talk about the book and we all discuss lessons we’ve learned in our 20s and now here’s my friends. I hope you enjoyed this happy hour.

I think my biggest takeaway is that it’s clearly important to focus on money as early as you can and if you’re in your 20s listening to this, don’t let time pass you by, but equally important, if you haven’t started, there’s always time and hopefully the lessons we’ve learned along our way will help you along your way no matter where or when you’re starting your journey to financial health and well-being.

If you have any topics you would like for us to talk about during happy hour, please feel free to email me shannon@finblonde.com or tweet @blonde_finance or join the private Martinis and Your Money Facebook group and let us know. And until next time, CHEER!

Direct download: MAYM157_Erin_Lowry_Happy_Hour.mp3
Category:happy hour -- posted at: 2:00am EDT

I’m a huge fan of supporting women in all areas of their lives, but specifically, I love to help women get empowered with money which is why I’m excited to share with you this special episode about the Lola Retreat.

One of the co-founders of Lola is a great friend of Martinis and Your Money, Melanie Lockert from Dear Debt, and she’s on today with her Lola co-founder Emma Pattee to talk about this event, what you can expect and how you can join us.

My biggest takeaway is that I know this retreat is going to be so meaningful that I’ve invested my own time and money in being a part of it and I hope to see as many of you there as possible. If you’re a martini and your money listener and attend Lola, plan to have a martini on me and with me while you’re there.

GET $50 off http://LolaRetreat.com tickets when you USE THE SPECIAL CODE mentioned in this episode (hint: at the 36min mark) before August 2017.

Direct download: MAYM156_Lola_Retreat_2017_1.mp3
Category:investing -- posted at: 2:00am EDT



One of the hardest components financial fitness is making more money. I say all the time that physical fitness and financial fitness are similar in that you only need two things for success. To get physically fit, you need to work more and eat less. To get financially fit, you need to make more and spend less. It sounds easy, but if it was so easy, we’d have a bunch of skinny millionaires running around.

For many people, especially women, it’s tough to ask for more and earn more in our current jobs, but that’s actually your easiest path to making more money.

Allegra Brantly has coached dozens of women to ask for and get more money, and today she is sharing some of her secrets with us.

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If you want to find the show notes as well as links to the financial gym’s site where we help people earn more and make more every day, you can find them on my blog at http://financially-blonde.com


If you have any topics you would like for me to cover on this podcast, I encourage you to email me to Shannon@finblonde.com or tweet to me @blonde_finance or join the private Martinis and Your Money Facebook Group and let me know what you want to hear.

I am always looking for ideas and topics to help my listeners live a better life one cocktail at a time and I would love to hear what’s important to you.

And until next time, Cheers!

Direct download: MM155_Allegra.mp3
Category:investing -- posted at: 2:00am EDT

Bianca, founder of the blogsite Miss Mazuma, shares her journey from owning 3 homes to barely being able to rent an apartment on her own. Her rollercoaster experience in real estate is chock full of lessons to be learned and thankfully it has a happy ending. And now here’s Bianca.

My biggest takeaway is to remember that anything we do financially can be undone. With time and dedication, anyone can rise from the financial mistakes of their past just like Bianca.

If you’d like to learn more about Bianca or my company, the Financial Gym, visit the show notes at http://financially-blonde.com/mmpodcast

Direct download: MM154_Bianca.mp3
Category:investing -- posted at: 2:00am EDT

A number of listeners are currently - or formerly served - in the military, so today I’m talking to Ryan Ginaw, Founder of the Military Wallet, Ryan addresses some of my listener questions but also give us a great insight into managing your finances while also managing a military career. I thoroughly enjoyed hearing Ryan’s story and I thank Dominique and Jen for inspiring me to record this episode.


My biggest takeaway is to always remember the men and women who make great sacrifices to give us security so that we are free to pursue our financial goals without fear of losing everything we love so dearly. Thank you Ryan and everyone else serving our country. I salute and toast you for your courage and bravery.

If you want to find the show notes as well as links to Ryan’s site, you can find them on my blog, Financially Blonde, at http://financially-blonde.com

 

Direct download: MM153_Ryan_Guina.mp3
Category:investing -- posted at: 2:00am EDT

Frugal friends are all around. Not only will they bring you joy but they will also support your life goals.

However, some people are not meant to stay in your life for the long haul. If you are focused on living a financially healthier lifestyle and you lose financially unhealthy friends - don’t fret it. Stand your ground and offer alternatives. If they are truly your friend, they will come along side and support you.

Help the cause: Refer a friend to the Financial Gym by sending them to http://FinancialGym.com/friends

 

 

Direct download: MM152_HH_March_2017.mp3
Category:happy hour -- posted at: 2:00am EDT