Martinis and Your Money Podcast

March is Women’s History Month, and I am featuring women who inspire and motivate me on the podcast. On this episode, I am talking to Cheryl Smircich. I’ve watched as Cheryl went from creating cakes for fun to starting her company, Cherrypie’s Custom Cakes, as a side hustle to leaving her full-time job to make custom cakes for a living – including making the cake for the grand opening of the first Financial Gym in New York City!

Most of us want change in our lives, but we’re not willing to put in the time and energy to do it. Cheryl’s story is a great reminder of just how much work you need to put in to accomplish something big. I am incredibly inspired by Cheryl, and I hope you are as well! Cheers!

For more information about Cheryl or the Martinis and Your Money Facebook Group, visit


Direct download: MM151_Cheryl_Smircich.mp3
Category:investing -- posted at: 2:00am EDT

March is Women History Month. Today I'm talking to female entrepreneur and founder of DailyWorth, Amanda Steinberg.

We talk about how finance is often emotional for women, how to deal with your "Money Type", and her “roots and wings” philosophy about women and investing.

Links to find out your money type and Amanda's new book, visit

Direct download: MM150_Amanda_Steinberg.mp3
Category:investing -- posted at: 2:00am EDT

I asked my listeners to post something they learned about money since listening to this show.

Today I share Happy Hour with Cadell, Jen and Tammi; listeners who posted their lessons in the Martinis and Your Money Facebook Group.

If you’d like to be part of the conversation in my Facebook Group, visit


Direct download: MM149_Listener_HH.mp3
Category:investing -- posted at: 2:00am EDT

Shanah Bell found herself divorced, in debt, and was feeding her family on food stamps. She's been able to come out of that phase of her life, but living with Celiac Disease makes every day a challenge when you are single mom trying to feed your children.

Listen to her story of starting out with nothing after a divorce to becoming debt free, feeding a family of seven, and teaching others how to have adaptive nourishment when you have Celiac Disease.

Find information for Shanah’s website, Adaptive Nourishment, in the show notes at


Direct download: MM148_Shanah_Bell.mp3
Category:investing -- posted at: 2:00am EDT

The last Friday of the month I host a Happy Hour where I gather great friends to drink cheap drinks with me and talk about money topics.

Today we’re talking about the most precious commodity we all have: Time. The ladies joined me for some drinks to share their thoughts on time and how they manage it best.

I think my biggest takeaway is to think about time as you think about your money. It’s precious and we need to manage it accordingly because it’s not infinite.

Come visit the Financial Gym. We are online at but also located at 226 5th Avenue in New York City

Direct download: MM147_Happy_Hour_Feb2017.mp3
Category:investing -- posted at: 2:00am EDT

Eva Baker is a 20-year old who started a business as a project when she was a teen. Her blog,, has grown into a powerful resource for teens who want to learn about personal finances and also about running a small business. In June 2017, Eva will host the second TeenPreneur Conference, a place for young people to learn about starting, building or running their own small business.
After talking with Eva over Mocktails, my biggest take-away was to not let age determine our goals in life. Young or old, we are all on unique journeys. When inspiration hits us, we need to pursue it with passion - no matter what stage of our lives we are in.

You can find more about Eva and her conference on my website,


Direct download: MM146_Eva_Baker.mp3
Category:entrepreneur -- posted at: 2:00am EDT

Brian Brandow thought making the minimum payments on their credit cards was doing good with money. Then he woke up when they couldn't go on summer vacation because all the cards were maxed out.

After 4 years, they paid it off - all of it!

The celebrated by taking that vacation - but with cash!

Brian blogs on the website and now works with their local Board of Education committees on financial literacy for students.

Find all the sites and resources mentioned in this episode at


Direct download: 145_Brian_Brandow.mp3
Category:investing -- posted at: 2:00am EDT

My son, Will, is smart and precocious and picks up on just about everything going on in this house, including my podcast.

Despite the fact that he knows that I do this, I was actually a little surprised that he showed great interest in recording one with me. We drink chocolate milk and just get goofy.

However, Will does give some great advice for parents on how to raise financially responsible kids and he also gave great advice for kids on how to manage their money well.

This episode first appeared on December 19, 2014 at


Direct download: REPLAY_-_Money_Lessons_From_a_Kid.mp3
Category:parenting -- posted at: 2:00am EDT

This is Mrs. Frugalwoods first appearance on the show. Her husband, Mr. Frugalwoods share their desire to achieve financial freedom by the age of 33.

I had a lot of great takeaways from this chat, but my favorite quote from Mrs. Frugalwoods to describe the two of them was, “We are frugal weirdos and proud!”

This episode originally appeared on November 14, 2014 at


Direct download: REPLAY_-_Frugal_and_Fabulous.mp3
Category:frugality -- posted at: 2:00am EDT

This is Melanie Lockhert’s first appearance on Martinis and Your Money.

Melanie has been able to meet her debt repayment goals because she is a big fan of side hustling. She discussed what side hustling is for those who may not be aware and share some really funny stories about some of the wackier things she has done like working an overnight rave.

This episode originally appeared on October 24, 2014 at


Direct download: REPLAY_-_Debt_Repayment_and_Side_Hustling.mp3
Category:side hustling -- posted at: 2:00am EDT