Martinis and Your Money Podcast

Hello Martinis and Your Money Listeners! At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session.” In this meeting, you share everything about yourself financially so that the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over 2 years ago now, on this podcast; I shared my financially naked session and it led to a request for more and now this is a regular series on this podcast. Getting in the hot seat today is Megan. She’s been a long time podcast listener who felt like she hadn’t heard her particular financial situation, which is one filled with the challenges of two working parents who’ve struggled to make much in the way of income with two children and one surprise baby on the way.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode391

Direct download: MAYM_391_Megan.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money Listeners! We have thousands of clients at Financial Gym with numerous life goals they want to accomplish, and our number one employer represented at the Gym is “self-employed” and a common life goal for many clients is the desire to start their own business. So, not only do we work with a number of current business owners, but we also work with a number of budding business owners. So I thought I would take the month of October to talk about business ownership, highlight some client journeys and share the best tips and practices we’ve learned over the last eight years of working with current and future business owners. Joining me today is Jaiden Wood, a long-time Financial Gym client, and co-founder of WoCo Studios. Jaiden joins me today to share his story about why he became a Financial Gym client at 18 and how the work he’s done with the Gym for almost four years now, led him to the freedom and confidence to start his own business.   

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode390

Direct download: MAYM_390_Jaiden.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money Listeners! We have thousands of clients at Financial Gym with numerous life goals they want to accomplish and our number one employer represented at the Gym is self-employed and a common life goal for many clients is the desire to start their own business. So not only do we work with a number of current business owners, but we also work with a number of budding business owners so I thought I would take the month of October to talk about business ownership, highlight some client journeys and share the best tips and practices we’ve learned over the last eight years of working with current and future business owners. Joining me today is Diana Davis, a long time Financial Gym client and founder of Diana Davis Creative. Diana joins me today to share her story of unemployment to six-figure business career and now business coach. She shares a number of lessons she’s learned along the way and how she helps others build the businesses they dreamed of.  

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode389

Direct download: MAYM_389_Diana.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money Listeners!  Most mental health experts I chat with estimate that 97% of people suffer from financial anxiety at some point in their lives and from what I’ve seen at Financial Gym, I would agree with these estimates. Even clients who are financially healthy go through periods of financial anxiety at some point or another. And one of the most common careers where you can experience financial anxiety is as a business owner. So joining me today is Lindsay Bryan-Podvin, a Financial Therapist and author of the book The Financial Anxiety Solution, to talk about how you can manage your financial anxiety, especially if you’re building a business at the same time. And now here’s Lindsay. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode388

Direct download: MAYM_388_Lindsay.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money Listeners! Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. In 2020 and 2021, we’re seeing a number of Financial Gym clients become property owners or show more interest in becoming property owners due to lower interest rates, more working from home because of the pandemic or a desire to shift asset allocation because of historic market highs, so I’m dedicating the month of September to property ownership. So today, the happy hour ladies join me to give their takes on homeownership, whether or not it’s a goal for them (and why) and some important things to remember no matter which side you stand on. Before we get going, as a side note, Kassandra had a personal issue arise and she wasn’t able to record with us this month. She was missed, but I know you’re going to love to hear what Melanie and Joy had to say. And now here’s my friends

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode387

Direct download: MAYM_387_HH_Sept_2021.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money Listeners. In 2020 and 2021, we’re seeing a number of Financial Gym clients become property owners or show more interest in becoming property owners due to lower interest rates, more working from home because of the pandemic or a desire to shift asset allocation because of historic market highs, so I’m dedicating the month of September to property ownership. On today’s podcast, we’re talking about cost effective ways to take care of home repairs and home improvements. As a former property owner myself and advising clients into home ownership for the past 10 years, I can tell you that the one guarantee you will have as a homeowner is that once you own the property, something is bound to break and calling in the experts can get expensive. So today, the best home repair expert I know and the man I love, Vinnie Del Donna, joins me to share some of his thoughts and suggestions for when you could and should do things yourself, when to call the expert and how you can find the right expert for you. And now here’s Vinnie.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode386

Direct download: MAYM_386_Vinnie.mp3
Category:investing -- posted at: 1:30am EDT

In 2020 and 2021, we’re seeing a number of Financial Gym client’s become or show more interest in becoming property owners due to lower interest rates, more working from home because of the pandemic or a desire to shift asset allocation because of historic market highs. So I’m dedicating the month of September to “Property Ownership”. On today’s podcast, we’re talking about income producing properties with Paula Pant, host of the Afford Anything podcast, founder of affordanything.com, and teacher of the course Your First Rental Property. Paula joins me today to share her experience of managing several income producing properties, what you should look for and think about if you want to own income producing properties, and why her course might be the perfect investment for you if you’re considering investing in an income producing property.  

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode385

Direct download: MAYM_385_Paula_Pant.mp3
Category:investing -- posted at: 1:30am EDT

In 2020 and 2021, we’re seeing a number of Financial Gym clients become property owners or show more interest in becoming property owners due to lower interest rates, more working from home because of the pandemic and a desire to shift asset allocation because of historic market highs, so I’m dedicating the month of September to “Property Ownership”. Today, I’m speaking with three Financial Gym clients who have all become first time home buyers in the past year; and they not only became homeowners but they did it on their own as single women, a goal they didn’t know was possible when they first started planning for this goal at the Gym. They join me to share their reasons for buying a home, what the process was like and what lessons they’ve learned since becoming homeowners. I’m so inspired and motivated by their journeys and I hope you are as well. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode384

Direct download: MAYM_384_First_Time_Homebuyers.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money listeners. In July’s happy hour episode we discussed being burnt out and the toll that the pandemic has taken on many workers and it’s certainly taken its toll on me in a lot of different ways. So to give myself time to refuel my own tank, I’m taking the month of August off from recording and working on the podcast. I’ll be vacationing with family, vacationing with my boyfriend Vinnie, enjoying a company retreat with my FinGym team, and prepping for what I hope will be a really great Fall season for the Gym as we open all four gym locations; back for events and client co-working. It's very exciting times. So during these four Fridays in August, I’ll be replaying some of my favorite episodes from this past year. I’ll be returning back in September with all-new episodes through the end of the year. Thank you so much for always supporting the show and allowing me some much-needed rest from producing new content. I’ll see you in September.

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

March 12 marked the official one-year anniversary of the beginning of the pandemic in the U.S. Can you even believe it has been a year? What a wild year it has been. The ladies and I took the time to reflect on the year and share our highs and lows that have come from the pandemic.

March is also Women’s History month, and we also share some of the women who inspire us and who we’d love to support even more.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode383

Direct download: MAYM_383_HH_Pandemic.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money listeners. In July’s happy hour episode we discussed being burnt out and the toll that the pandemic has taken on many workers and it’s certainly taken its toll on me in a lot of different ways. So to give myself time to refuel my own tank, I’m taking the month of August off from recording and working on the podcast. I’ll be vacationing with family, vacationing with my boyfriend Vinnie, enjoying a company retreat with my FinGym team, and prepping for what I hope will be a really great Fall season for the Gym as we open all four gym locations; back for events and client co-working. It's very exciting times. So during these four Fridays in August, I’ll be replaying some of my favorite episodes from this past year. I’ll be returning back in September with all-new episodes through the end of the year. Thank you so much for always supporting the show and allowing me some much-needed rest from producing new content. I’ll see you in September.

Welcome to 2021!! I don’t know about you, but I couldn’t be more excited to be starting a new year and a fresh start with all of you! 2020 turned out to be a year for survival and I feel like it’s time to make 2021 a year for thriving. I’m kicking off this new year addressing a topic that I know will help you thrive in 2021, and that’s imposter syndrome. 

At The Financial Gym, we’re always encouraging clients to dream bigger and manifest greater, and a common hurdle for many clients achieving those goals is overcoming imposter syndrome. Joining me today is Meggie Palmer, founder of PepTalkHer, to share her best strategies for managing and overcoming imposter syndrome. There are so many great pearls of wisdom in this conversation whether you are challenged with imposter syndrome or not.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode382

Direct download: MAYM_382_Meggie_Palmer.mp3
Category:investing -- posted at: 1:30am EDT

Hello Martinis and Your Money listeners. In July’s happy hour episode we discussed being burnt out and the toll that the pandemic has taken on many workers and it’s certainly taken its toll on me in a lot of different ways. So to give myself time to refuel my own tank, I’m taking the month of August off from recording and working on the podcast. I’ll be vacationing with family, vacationing with my boyfriend Vinnie, enjoying a company retreat with my FinGym team, and prepping for what I hope will be a really great Fall season for the Gym as we open all four gym locations; back for events and client co-working. It's very exciting times. So during these four Fridays in August, I’ll be replaying some of my favorite episodes from this past year. I’ll be returning back in September with all-new episodes through the end of the year. Thank you so much for always supporting the show and allowing me some much-needed rest from producing new content. I’ll see you in September.

March represents the opportunity to celebrate Women’s History Month. For those of you who don’t know, I attended an all-girls Catholic high school. From the early age of 14, I saw the value and positivity that could arise from women working in a supportive and collaborative environment. This experience literally defined a large part of my life, by instilling a desire to mentor, promote, and support women. As I always say, it’s not that I don’t love men — I married one, I birthed one, and I’m looking forward to falling in love again with another man in my future — but over my 20-year career, I’ve seen the constant need to build support networks to allow women to grow and thrive in the areas where they would love to grow and thrive. 

Joining me today is a long-time friend in the personal finance space, Stefanie O’Connell, founder of Statement Cards and host of the Money Confidential podcast, to discuss how her professional journey led her to start a company and brand that is essentially a movement to support women during their various life journeys.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode381

Direct download: MAYM_381_Stefanie.mp3
Category:investing -- posted at: 1:30am EDT

In July’s happy hour episode we discussed being burnt out and the toll that the pandemic has taken on many workers and it’s certainly taken its toll on me in a lot of different ways. So to give myself time to refuel my own tank, I’m taking the month of August off from recording and working on the podcast. I’ll be vacationing with family, vacationing with my boyfriend Vinnie, enjoying a company retreat with my FinGym team, and prepping for what I hope will be a really great Fall season for the Gym as we open all four gym locations; back for events and client co-working. It's very exciting times. So during these four Fridays in August, I’ll be replaying some of my favorite episodes from this past year. I’ll be returning back in September with all-new episodes through the end of the year. Thank you so much for always supporting the show and allowing me some much-needed rest from producing new content. I’ll see you in September.

Starting a business is not for the weak of heart, but if your gut is telling you to do it, and you just can’t imagine a life otherwise, than even though it might not make sense financially and might not make sense on paper, it just might be the right path for you.

My guest today, Malyia McNaughton, founder and CEO of Made by Malyia, is one of those founders. Her story of being one of the only black women in her fashion industry job to one of the only black women designing jewelry is truly inspiring. She joins me today to talk about the seemingly crazy decisions she’s made and how that has led her to an amazing chapter in her founder’s story

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode380

Direct download: MAYM_380_Made_By_Malyia.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

As you may have heard last month, one of our regular happy hour attendees,Tonya has decided to step away from recording the show and I’m excited today to introduce you to her replacement, Joy Liu. Long-time listeners may remember Joy from my Financially Naked episode or the military money episode. Joy has been a valued trainer at Financial Gym and an active podcast listener for four years now. Her focus at the Gym is around mindfulness and the experience she has had guiding hundreds of people through major life and financial events over the last four years is truly in a league of its own. I’m excited for you to get to know Joy even more and hear what she has to bring to the show. On today’s episode, we’re going to tackle a topic that I think many of us need to tackle right now and that’s focusing on what is our why. Given the Great Resignation and many people feeling like they need change coming out of the global pandemic, is quitting your job the right move? What is the right move? I think it all comes down to the why and we’re going to discuss ours and how you can connect or reconnect with yours.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode383

Direct download: MAYM_379_HH_July_2021.mp3
Category:investing -- posted at: 1:30am EDT

As most of you know, I’m a big fan of financial literacy. And I think it is equally as important a component to a successful life, just like regular literacy. The biggest challenge for most people though is that, unlike reading lessons, most of us don’t get personal finance lessons in schools or at home. So it’s up to us to learn a language on our own and find the best classes for our needs. This is why I love highlighting so many different resources for financial literacy and I’m excited to share another one for you today. Joining me on the podcast today are Pamela Capalad and her husband, Dyalekt. She’s the founder of the financial planning company “Brunch and Budget” and together the couple has cofounded “The Race and Wealth Podcast Network” which includes the Brunch and Budget podcast as well as the organization “Pockets Change”, which creates financial literacy curriculums that are taught in schools, youth organizations or one-on-one with parents and kids. They’re joining me to share how their unique backgrounds and experiences helped them to find a unique way to teach financial literacy and empowerment to underserved communities.  

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode378

Direct download: MAYM_378_Pamela_and_Dyalekt.mp3
Category:investing -- posted at: 1:30am EDT

As many of you know, I’m committed to utilizing my platform to amplify all voices in the personal finance space; and I’m excited to share with you Lyanne Alfaro’s story and her journey to create the Moneda Moves podcast and newsletter, a platform for Latinos to discuss money. Lyanne joins me today to discuss the racial wealth gap in the Latino community, the roles small businesses play in building generational wealth, and why there needs to be more opportunities for the community to speak openly about money. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/latinxandmoney

Direct download: MAYM_377_Lyanne.mp3
Category:investing -- posted at: 1:30am EDT

I’ve been in the personal finance blogging and podcasting space now for over 8 years now and I’ve made so many great friends along the way. One of those friends is today’s guest, Catherine Alford. In my early days of blogging, Cat’s blog was one that I hoped to emulate and it’s actually because of her that I had a side hustle as a finance writer for a period of time. For years, I’ve followed Cat’s journey and desire to have a published book; and when I saw that her dream finally became a reality, I knew I needed to have her on the show to talk about her journey, why she never gave up and why you should check out her new book “Mom’s Got Money: A millennial mom’s guide to managing money like a boss.” Cat’s story is so inspiring and I hope it inspires you to never give up on your dreams as well. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/moms-got-money-with-cat-alford

Direct download: MAYM_376_Cat_Alford.mp3
Category:investing -- posted at: 1:30am EDT

Thanks to the global pandemic, for over 15 months now, I think every single person on this planet has experienced trauma, from adjusting to a new normal to new work scenarios to new social scenarios to new travel scenarios and so much more. I firmly feel this has taken its toll on all of us to varying degrees and now more than ever is a time to think about not only how we’re going to process this trauma, but how do we move forward and take the lessons we’ve learned to move us into the appropriate next chapter of my life. There are a number of places to go to begin to do this work, but I happen to be a big fan of life coaching and the benefits it can bring to your work life, your personal life and so much more. Joining me today is Madeleine Onstwedder, a Life Coach for social impact professionals to discuss why she chose this career and share some of her free and cheap tips to live a better life

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/selfcareandlifecoaching

Direct download: MAYM_375_Madeline.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

June is LGBTQIA+ Pride Month and as we have with the previous months, we’ll be celebrating and amplifying the voices in this space. In addition to celebrating the events of June, we’ll have an extra special and bittersweet celebration at the end of this episode for one of the Happy Hour Ladies. This is an episode you won’t want to miss.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/junehappyhour

Direct download: MAYM_374_HH_June_2021.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve listened to this show for just a little while, you know that I’m passionate about financial literacy. I always say financial literacy is like regular literacy, it needs to be taught from an early age, preferably practiced and supported at home and continually learned as you grow older and your financial decisions get more complicated. 

Financial literacy is the core mission of The Financial Gym and it’s also the core mission for today’s guests, Nikki and Carissa, co-founders of the site Benjamin Talks. Nikki and Carissa join me today to talk about why they wanted to create a site devoted to helping kids and their parents become more financially literate and also share some best practices to teach kids important and sustainable money habits.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/benjamin-talks-with-nikki-and-carissa

Direct download: MAYM_373_Nikki_and_Carissa.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session.” In this meeting, you share everything about yourself financially so the trainer knows where you’re starting and he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most, because they are afraid or ashamed of their financial situation. Over two years ago now on this podcast, I shared my financially naked session, and it led to a request for more. Now this is a regular series on this podcast. 

Getting in the hotseat today is Jen, a listener who has had some life challenges we haven’t tackled during a naked session yet. Jen joins me today to share her journey through infertility and starting a family later in life while also trying to achieve a goal of financial independence.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-jen

Direct download: MAYM_372_Jennifer.mp3
Category:investing -- posted at: 1:30am EDT

For better or worse, the pandemic has normalized Zoom and other online connections. We used it pre-pandemic, but 2020 made a number of companies question the value or need for one-on-one interactions, to the point that we should all practice or feel highly confident with our Zoom presence going forward. This is why I’m excited to chat today with Joanna Lovering, an executive presence coach, workplace psychologist, and fashion stylist, who helps women develop transformative leadership skills. Joanna joins me today to discuss some best practices when putting our best foot forward, at least in the sense of online interactions. I learned so many great tips from this conversation and I hope you do as well.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/executive-presence-with-joanna-lovering

Direct download: MAYM_371_Joanna.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

This is our May Happy Hour and May happens to be Asian American and Pacific Islander Heritage Month, as well as Mental Health Awareness Month, so my friends joined me to not only amplify voices in communities that you may not be following but also share amazing resources (most of them free) for you to work on your mental health. As usual, another great episode with so much important information. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/aapi-and-mental-health-awareness-month-with-the-happy-hour-ladies

Direct download: MAYM_370_HH_May_2021.mp3
Category:investing -- posted at: 1:30am EDT

I know and hope that so many of us are taking away a number of life lessons from the experiences of 2020, and the start of 2021, and one of those lessons for me is the value of amplifying voices. I started this podcast over six years ago, as a dare to bring more female voices to the personal finance podcasting space. Over a million downloads later, I take this platform you’ve given to me, by listening over those years, very seriously. 

Many of my long-term listeners know that, like you, I’m on a journey to learn every day and get better every day in all aspects of my life, especially finances, and I’m bringing those lessons to this community. Today, I’m excited to share the unique cultural and financial journey of my teammate at The Financial Gym, Ramona. Ramona’s family is from Guyana and she joins me today on how her family’s background and journey has influenced her.

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/growing-up-guyanese-with-ramona

Direct download: MAYM_369_Ramona.mp3
Category:investing -- posted at: 1:30am EDT

As as start-up founder, I’m always open to speaking to potential startup founders to hear their ideas and share my thoughts on next steps for them and what types of financing routes they may want to consider. After having three such conversations recently, I realized it would be really valuable to memorialize some of these thoughts for other potential founders, and when I thought of who I wanted to have this conversation with, my first thought was my good friend Hitha Palepu. 

Hitha is not only an entrepreneur, but she’s also an angel investor who’s invested in multiple start-ups, including The Financial Gym. Hitha joins me today to share her thoughts on the process of starting and financing a business. This is a valuable conversation for anyone thinking of pursuing their own business.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financing-your-business-with-hitha-palepu

Direct download: MAYM_368_Hitha.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over two years ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

Getting in the hotseat today, for the second time, is Liana. When we last got Financially Naked with Liana, she was living in Vermont, working as a medical writer, and planning a wedding. She joins us today to share if she had a pandemic wedding and what her career and finances look like over a year later.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financially-naked-follow-up-with-liana

Direct download: MAYM_367_Liana.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. This is not only the last Friday of the month, but it’s the last Friday of one of my favorite months: Financial Literacy Month. My friends joined me today to share their journeys to finding and discovering financial literacy and they share some of the best resources for how we can all continue to refine and improve our own financial literacy. Of all of our happy hours, I feel like this one is a must-listen, especially for any of your friends and family who are new to the concept of Financial Literacy.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/discovering-financial-literacy-with-the-happy-hour-ladies

Direct download: MAYM_366_HH_April_2021.mp3
Category:investing -- posted at: 1:30am EDT

Getting financially healthy at its core is essentially two steps: making more and spending less. It sounds basic, but the fact that over 70% of Americans live paycheck to paycheck tells you that it’s not so basic. Yes, there are systemic changes that need to happen for a number of Americans, but from my experience of getting people financially healthy over the last 10 years, I believe the majority of those 70% can stop living paycheck to paycheck if they lower expenses and/or make more money. 

In an effort to help our clients at the Gym find ways to make more money, we’re always talking about side hustles as a part of that equation, and a side hustle I love for just about anyone is writing and selling books.

Joining me today is my good friend, Ash Cash, who’s not only a bestselling author, but founder of Mind Right Money and host of Inside the Vault podcast, to share why he feels everyone can have bookselling as a side hustle and how you can take the steps to start ASAP. I always love reconnecting with Ash, not only for his positivity and motivational approach to life, but his practical and applicable advice on this side hustle.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/book-writing-as-a-side-hustle-with-ash-cash

Direct download: MAYM_365_Ash_Cash.mp3
Category:investing -- posted at: 1:30am EDT

Part of getting a financial plan done, especially one through The Financial Gym is identifying risk factors to your financial health. One of the solutions for mitigating financial risks is insurance, whether it is life insurance, car insurance, or renter’s insurance.

Today’s episode, with podcast friend and listener, Colin, is the perfect cautionary tale as to the importance of renter’s insurance. Renter’s insurance is something that not enough people consider, but for the value of what it covers should make sense in your monthly budget.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/the-importance-of-renters-insurance-with-colin-becker

Direct download: MAYM_364_Colin_.mp3
Category:investing -- posted at: 1:30am EDT

April is Financial Literacy month and I always say that Financial Literacy is like regular literacy, it needs to be taught from an early age, preferably practiced and supported at home, and continually learned as you grow older and your financial decisions get more complicated. 

Financial literacy is the core mission of The Financial Gym and it’s also the core mission for today’s guest, Dan Sheeks owner and founder of SheeksFreaks an online community to help young people live their best lives by making smart money decisions. He shares some of his best tips for helping Gen Z’ers, and really anyone else, become more financially literate.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/teens-gen-z-and-finances-with-dan-sheeks

Direct download: MAYM_363_Gen_Z_Finance_Dan.mp3
Category:investing -- posted at: 1:30am EDT

Today is the first Friday in April, and, in case you didn’t know, April is Financial Literacy Month, or, our favorite month of the year at The Gym. If you are listening to this podcast, you’ve made financial literacy an important part of your life. If you are looking for more resources, especially this month, we have a number of free events going on at The Financial Gym — we have one for every weekday. Check out the schedule at financialgym.com, and, again, everything is free. 

The Gym also has its own podcast call Financially Naked, where you can hear more from our clients and our trainers, and you can find that anywhere you listen to podcasts. I hope you will check out our events and share them with your friends, so they can embrace financial literacy as well.

Onto today’s show! Managing couples’ finances is a challenge, especially if you are in similar industries or have similar job types. Joining me today are my good friends David and John, otherwise known as the Debt Free Guys, and the the hosts of Queer Money Podcast, to discuss how they’ve managed their household finances as a couple, and also weathered a global pandemic that affected their joint business, and stayed financially healthy throughout it all.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/suviving-job-insecurity-with-the-debt-free-guys

Direct download: MAYM_362_Debt_Free_Guys.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

March 12 marked the official one-year anniversary of the beginning of the pandemic in the U.S. Can you even believe it has been a year? What a wild year it has been. The ladies and I took the time to reflect on the year and share our highs and lows that have come from the pandemic.

March is also Women’s History month, and we also share some of the women who inspire us and who we’d love to support even more.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/highs-and-lows-of-the-pandemic-with-the-happy-hour-ladies

Direct download: MAYM_361_March_2021_HH.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over two years ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

Getting in the hotseat today is our first Canadian guest, Margaret. She joins me to share not only her digits, but how she got her finances into shape and how she wants to help others do it as well.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-margaret

Direct download: MAYM_360_Margaret.mp3
Category:investing -- posted at: 1:30am EDT

Getting financially healthy is as much a mindset game as it is a numbers game, and part of changing your mindset includes changing how you view certain words around financial health, like budgeting, investing, and, our topic today, frugality. Before I set out on my path to financial wellness, I thought of frugal people as cheap people. Being frugal was not a goal I had for myself. Fast forward 10 years, and I know that frugal people are fabulous, and frugality is more of a money hack than anything else. 

Joining me today to speak more on this topic, and how you can change your mindset to embrace frugality, is Jen Smith, founder of the blog site Modern Frugality and co-host of the podcast Frugal Friends. She joins me to share how she became a frugal convert and how embracing frugality led to debt freedom for her and her husband.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/modern-frugality-with-jen-smith

Direct download: MAYM_359_Jen.mp3
Category:investing -- posted at: 1:30am EDT

March represents the opportunity to celebrate Women’s History Month. For those of you who don’t know, I attended an all-girls Catholic high school. From the early age of 14, I saw the value and positivity that could arise from women working in a supportive and collaborative environment. This experience literally defined a large part of my life, by instilling a desire to mentor, promote, and support women. As I always say, it’s not that I don’t love men — I married one, I birthed one, and I’m looking forward to falling in love again with another man in my future — but over my 20-year career, I’ve seen the constant need to build support networks to allow women to grow and thrive in the areas where they would love to grow and thrive. 

Joining me today is a long-time friend in the personal finance space, Stefanie O’Connell, founder of Statement Cards and host of the Money Confidential podcast, to discuss how her professional journey led her to start a company and brand that is essentially a movement to support women during their various life journeys.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/the-importance-of-statement-cards-with-stephanie-oconnell

Direct download: MAYM_358_Stefanie_2.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

In honor of Black History Month, and leaning into Women’s History month that begins next month, we’re going to share some of our favorite businesses, bloggers, podcasters, and resources where you can support women and people of color. We discuss a truly epic group of individuals that I hope you enjoy learning about as much as I did. Joining us again this month is Kassandra, while Liz is on sabbatical, and I truly appreciate your support and encouragement of Kassandra, while wishing Liz the best.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/supporting-people-of-color-with-the-happy-hour-ladies

Direct download: MAYM_257_HH_Feb_2021.mp3
Category:investing -- posted at: 1:30am EDT

One of the many things I love about hosting this show is discovering new and fascinating ways to help you think about financial health differently, or approach your financial health differently, and today’s episode is a great example of that. Joining me today is Juliet Obodo, Master Hypnotherapist and NLP Master Practitioner, to share her story of why she left a traditional corporate job to pursue a career in hypnotherapy and how hypnotherapy can help you overcome subconscious roadblocks you may have that would prevent you from living the life of your dreams. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/hypnosis-and-finances-with-juliet-obodo

Direct download: MAYM_356_Juliet.mp3
Category:investing -- posted at: 1:30am EDT

I know and hope that so many of us are taking away a number of life lessons from the experiences of 2020, and honestly the beginning of 2021, as well. One of those lessons for me is the value of amplifying voices. I started this podcast over six years ago now as a dare to bring more female voices to the personal finance podcasting space, and over a million downloads later, I take this platform you’ve given to me by listening very seriously. 

Many of my long-term listeners know that, like you, I’m on a journey to learn every day and get better every day in all aspects of my life, especially finances, and I’m bringing those lessons to this community. Today is Lunar New Year, or, what I knew growing up as Chinese New Year, and it impacts millions of people on this planet, including three of my teammates at the Financial Gym. So joining me today is Sean, Remie, and Tina, to share their stories of lunar new year, how it impacts their families, and why they shouldn’t be working today.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/lunar-new-year-with-sean-remie-and-tina

Direct download: MAYM_355_Lunar_New_Year.mp3
Category:investing -- posted at: 1:30am EDT

Seven years ago, I had an idea for a business that took me on the wildest journey filled with my highest highs and my lowest lows. From the second I became an entrepreneur, though, I felt a kinship with other founders, especially female founders. This summer, when it seemed like the world was blowing up and we were trying to decide how to respond as a business to the world around us, my gut told me that supporting black female founders was the path that we should take. As a result, The Financial Gym partnered with iFundWomen to identify five black, female-founded businesses to receive a scholarship from us, as well as business coaching and any other resources The Gym could provide, to help these women create even more successful businesses. 

We started with the plan to help five women, but it became six, because of an impromptu conversation I had with today’s guest, Auzerais Bellamy, founder of Blondery. I was so blown away by this woman and her vision, that I knew we had to help. Joining me today is Auzerais to share her story about the challenges of being a black woman pastry chef in the world of fine dining. I hope you’re as motivated by her journey as I am

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/blondery-with-auzerais-bellamy

Direct download: MAYM_354_Auzerias.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

Today is the first happy hour of 2021, and what an eventful first month it has been so far. As many of you know or may remember, our regular happy hour cohost Liz, aka Mrs. Frugalwoods, is taking a sabbatical from the show. Starting this month, our good friend, Kassandra Dasent, will be filling the extra happy hour seat. Kassandra joins the show today to share more about her personal journey, and we all discuss our goals, plans, and thoughts on a new year. We will miss Liz, but you are really going to love hearing Kassandra’s take on personal finance.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/shifting-goals-in-2021-with-the-happy-hour-ladies

Direct download: MAYM_353_Jan_2021_HH.mp3
Category:investing -- posted at: 1:30am EDT

At The Financial Gym, our clients come in all different financial shapes and sizes, with a variety of careers ranging from teachers to investment bankers to government workers to doctors and nurses. But, the number one job type of clients of The Financial Gym is self-employed, and this means anything from freelancer or Instagram influencer to a small business owner. 

As a small business owner myself, I can’t tell you how important it is to manage your business finances properly, and while I understand the need for conserving cash, it sometimes makes a great deal of sense to invest in experts who can save you time and money in the end. 

Joining me today is Michelle Löpez, co-founder of Breakaway Bookkeeping, to talk about the importance of bookkeeping for small businesses and the best strategies to lay a great foundation for your business no matter what size it is.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/breakaway-bookkeeping-and-advising-with-michelle-lopez

Direct download: MAYM_352_Michelle.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve been listening to this show for a while, you know that I’m a big fan of salary negotiation and getting paid what you’re worth. It’s so important to me that all four Financial Gym locations literally have a wall that says “Know Your Worth”. One of the leaders in this conversation, especially for women, is Claire Wasserman, founder of the community Ladies Get Paid. 

Claire joins me today to discuss the new book she’s written around the subject – Ladies Get Paid, The Ultimate Guide to Breaking Barriers, Owning Your Worth and Taking Command of Your Career. However you gender identify, I believe Claire’s book and insights will empower you financially in your career.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/ladies-get-paid-with-claire-wasserman

Direct download: MAYM_351_Claire.mp3
Category:investing -- posted at: 1:30am EDT

I always talk about our adult lives being like a cross-country road trip and our financial goals are the destinations along the way. A common financial goal or destination we help clients prepare for is having children. If becoming a parent is on your wishlist, I have to warn you (speaking from experience) that children are a rewarding, but expensive, destination and it starts with conception. 

We have a number of young female clients who are not sure about motherhood just yet but want to have options and options cost money. So, joining me today is Dr. Raquel Hammonds, a naturopathic doctor and reproductive specialist, to talk more about planning for a family and some easy and affordable ways you can increase your likelihood for success. I learned so much from this episode and I hope it helps many of you.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/the-fertility-advantage-with-dr-raquel-hammonds

Direct download: MAYM_350_Raquel_.mp3
Category:investing -- posted at: 1:30am EDT

Welcome to 2021!! I don’t know about you, but I couldn’t be more excited to be starting a new year and a fresh start with all of you! 2020 turned out to be a year for survival and I feel like it’s time to make 2021 a year for thriving. I’m kicking off this new year addressing a topic that I know will help you thrive in 2021, and that’s imposter syndrome. 

At The Financial Gym, we’re always encouraging clients to dream bigger and manifest greater, and a common hurdle for many clients achieving those goals is overcoming imposter syndrome. Joining me today is Meggie Palmer, founder of PepTalkHer, to share her best strategies for managing and overcoming imposter syndrome. There are so many great pearls of wisdom in this conversation whether you are challenged with imposter syndrome or not.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/imposter-syndrome-and-peptalkher-with-meggie-palmer

Direct download: MAYM_349_Meggie_Imposter_Syndrome.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host a happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

If you can believe it, this is the last Friday of 2020. We made it! In the final Happy Hour of the year, the ladies and I reflect on our highs and lows of the previous year, the goals we set for 2020, and we set goals for 2021. Of all the episodes I recorded this year, I believe this was my favorite, probably because it is the final one from a year that has challenged all of us in the best and worst ways. I don’t know about you, but I am so excited to send this year off and put it behind us, and celebrate a new one.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/2020-year-end-review-with-the-happy-hour-ladies

Direct download: MAYM_348_HH_Dec_2020.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over two years ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

At this point, I’ve gotten naked with dozens of people on this podcast and many of you ask about update episodes so we can check in on people’s journeys. Well, joining me today is Alyssa who is going to give us an update on her finances. The last time we got naked with Alyssa, she was finishing up a bankruptcy process and working professionally as an opera singer. With the pause of live performances in 2020, you can imagine this was a tough challenge for Alyssa to get through. She joins me today to share all of her digits and what she’s doing online until she can get back on stage.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financially-naked-follow-up-with-alyssa

Direct download: MAYM_347_Alyssa_2.mp3
Category:investing -- posted at: 1:30am EDT

It’s December of 2020, and at this point, I feel like I could write volumes of books on lessons I’ve learned this year. Honestly, as awful of a year as it’s been, I really do value these lessons, no matter how painful they may seem. For me, one of the greatest lessons is the importance of challenging conversations. I’ve had a few of these on my podcast, and today’s episode is a result of a conversation that happened offline that I felt could benefit everyone online. None of us is perfect. All of us need to consider ourselves active students, especially when it comes to empathy, and the best way to learn is through honest conversations. 

Joining me today is Lynn, a long time Financial Gym client, who raised her hand after something on this show rubbed her the wrong way. I’m glad she raised her hand and I hope you enjoy hearing about her family’s immigrant story. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/avoiding-generalizations-with-lynn

Direct download: MAYM_346_Lynn.mp3
Category:investing -- posted at: 1:30am EDT

Seven years ago, I had an idea for a business that took me on the wildest journey filled with my highest highs and my lowest lows. From the second I became an entrepreneur, though, I felt a kinship with other founders, especially female founders. This summer, when it seemed like the world was blowing up and we were trying to decide how to respond as a business to the world around us, my gut told me that supporting Black Female founders was the path that we should take. 

The Financial Gym partnered with iFundWomen to identify five black female-founded businesses to receive a scholarship from us as well as business coaching and any other resources the Gym could provide to help these women create even more successful businesses. A few months back, we highlighted Take a Break Babysitting and Pathway to Purpose, and this month we’re highlighting Joslyn and Brittney from Fit and Nu and Emilie from Ashe Birthing Services. They join me today to share more about why they decided to start a company, how 2020 has impacted their business, and where they’re taking their businesses next year and beyond.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/ifundwomen-winners-part-2-with-emilie-joslyn-and-brittney

Direct download: MAYM_345_Ifundwomen_2.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

This month on the podcast, I had the theme of financial independence, so the Happy Hour ladies join me to discuss their thoughts on the evolution of the FI movement, how they think about FI, and whether or not it is something they are working toward.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financial-independence-with-the-happy-hour-ladies

Direct download: MAYM_344_Nov_2020_HH.mp3
Category:investing -- posted at: 1:30am EDT

I have an exciting November scheduled for all of you! I’ve decided to focus the entire month around the topic of Financial Independence. I’m going to speak to people who are pursuing it, people who have achieved it, and everything in between.

This topic is one that is near and dear to me. The idea of Financial Independence completely changed my concept of retirement and helped me reimagine a much more exciting vision of working, because you want to work and not because you have to work. There is no one path to Financial Independence, and I’m excited for you to hear more about this subject through different points of view. 

Joining me today is my good friend JD Roth, who is actually going to be my first financially independent naked session. JD is going to share all of his digits and the financial choices he’s made since officially becoming financially independent almost a decade ago. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-jd-roth

Direct download: MAYM_343_JD_Roth.mp3
Category:investing -- posted at: 1:30am EDT

I have an exciting November scheduled for all of you! I’ve decided to focus the entire month around the topic of Financial Independence. I’m going to speak to people who are pursuing it, people who have achieved it, and everything in between.

This topic is one that is near and dear to me. The idea of Financial Independence completely changed my concept of retirement and helped me reimagine a much more exciting vision of working, because you want to work and not because you have to work. There is no one path to Financial Independence, and I’m excited for you to hear more about this subject through different points of view. 

Today I’m talking to Jessica from the blog Fioneers about her approach to FI, which she calls Slow FI. She joins me to speak more about it and her balanced approach to a financially independent lifestyle.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/the-fioneers-and-slow-fi-with-jess

Direct download: MAYM_342_Fioneers.mp3
Category:investing -- posted at: 1:30am EDT

I have an exciting November scheduled for all of you! I’ve decided to focus the entire month around the topic of Financial Independence. I’m going to speak to people who are pursuing it, people who have achieved it, and everything in between.

This topic is one that is near and dear to me. The idea of Financial Independence completely changed my concept of retirement and helped me reimagine a much more exciting vision of working, because you want to work and not because you have to work. There is no one path to Financial Independence, and I’m excited for you to hear more about the subject through different points of view. 

Kicking off the month are Jonathan and Brad, cofounders and cohosts of the ChooseFI podcast, which is the largest independent personal finance podcast with close to 2MM downloads per month. They have built a community of people with the common goal of reaching FI, where working is optional. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/choosefi-with-brad-and-jonathan

Direct download: MAYM_341_Choose_FI.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

At The Financial Gym, my team and I frequently get asked about the financial products and services we use and if we’d recommend them to our clients. I thought it would be fun to find out from the ladies what financial products and services they utilize and if they’d recommend them to you.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financial-tools-we-use-with-the-happy-hour-ladies

Direct download: MAYM_340_Happy_Hour_October.mp3
Category:investing -- posted at: 1:30am EDT

Getting financially healthy is all about having a mindset shift, and mindset shifts can come in different ways and through different inspirations. I think personal finance author Cait Flanders does a great job tackling personal finance through a new lens. 

Cait’s first book, The Year of Less, is one that I frequently recommend to people early on in their financial health journey, and now she’s back with her second book, Adventures in Opting Out – A Field Guide to Leading an Intentional Life. Cait joins me today to share her inspiration for the book and why you should become a master of opting out.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/adventures-in-opting-out-with-cait-flanders

Direct download: MAYM_339_Cait_Flanders.mp3
Category:investing -- posted at: 1:30am EDT

I’ve interviewed a number of guests who’ve talked about the financial benefits of side hustles, but I’ve rarely talked about the pursuit of a love or a hobby without any clear long term financial benefit. At the Financial Gym our slogan is “What are you working for?”, meaning why do you get out of bed and work hard every single day. What brings you joy and makes you thrive? The answer doesn’t always have to, and shouldn’t always be, something that will provide you monetary rewards. 

Joining me today is Chandra Savage, Financial Trainer at The Gym, to share her journey from not being a wine drinker at all, to pursuing a passion project of making it herself.  I hope you’re inspired as I am by Chandra’s story to find and invest in things that bring you joy for the pure joy of it. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/investing-in-hobbies-with-chandra-savage

Direct download: MAYM_338_Chandra.mp3
Category:investing -- posted at: 1:30am EDT

October is National Domestic Violence Awareness Month, and it’s a difficult topic to wrap your mind around; however, it affects millions of men and women of every race, religion, culture, and status. Joining me today is Kim Pentico, Economic Justice Program Director for the National Network to End Domestic Violence. She shares how to identify domestic violence, of which financial abuse is a part of it, and the work we can do to bring change to anyone impacted by this. As you can imagine, parts of this conversation may be triggering for people, so please be aware of this before listening to this episode.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/finances-and-domestic-violence-with-kim

Direct download: MAYM_337_Kim_Domestic_Violence.mp3
Category:investing -- posted at: 1:30am EDT

Seven years ago, I had an idea for a business that took me on the wildest journey, filled with my highest highs and my lowest lows. From the second I became an entrepreneur, I felt this kind of kinship with other founders, especially female founders. This summer, when it seemed like the world was blowing up, we were trying to decide how to respond as a business to the world around us. My gut told me that supporting black female founders was the path we should take, so The Financial Gym partnered with IFundWomen to identify five black, female-founded businesses to receive a scholarship, as well as business coaching and any other resources The Gym could provide to help these women create even more successful businesses. 

Joining me today are two of those founders: Jessica Andrews, founder of Take A Break Babysitting, and Samantha Sinclair, founder of Pathway to Purpose, to share more about why they decided to start a company, how 2020 has impacted their businesses, and where they are taking their businesses next year and beyond. I hope that you are inspired as much as I am, as these are two amazing women.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/ifundwomen-winners-part-1-with-jessica-and-samantha

Direct download: MAYM_336_IfundWomen.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

We are now officially six months into the global pandemic and I thought I would take this time to find out how the situation has impacted our personal finances.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/finances-during-the-pandemic-with-the-happy-hour-ladies

Direct download: MAYM_335_HH_September_2020.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve listened to this podcast before, you know how much I hate student loan debt and how it not only impacts the financial but the mental health of people who have it. I’m always open to having a positive conversation about it and learn about more resources to help people manage it. 

Joining me today is Laurel Taylor, founder and CEO of FutureFuel.io, a company that is focused on providing great resources and education on student loan debt. She joins me to discuss why she started the company and how what she’s learned can help you if you have student loans.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/crush-student-loan-debt-with-laurel-taylor

Direct download: MAYM_334_Laurel_2A.mp3
Category:investing -- posted at: 1:30am EDT

After seven years of working with people and getting them financially healthy, I know for a fact that the biggest barriers to financial health are not in the dollars and cents, it’s in the emotional challenges and breaking through those emotional walls to creating a healthier money mindset. 

Joining me today is Ande Frazier, author of the book Financially Free: 11 Conversations to Have with Yourself About Life, Money, and Worth, to talk about some of these challenges women in particular face and how we can have healthier money conversations to develop a healthier financial life.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/couples-and-money-with-ande-frazier

Direct download: MAYM_333_Ande_F.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over year ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

Getting in the hot seat today is Lindsay. She shares why she left a higher paying job to work for The Gym and how she’s succeeded in saving more while making less. 

For more information, visit the show notes at Https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-lindsay-perez

Direct download: MAYM_332_Lindsay_Financially_Naked.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics. 

Once a year, I like to take some vacation time from the podcast and replay past episodes while I regroup. 

This year, because I have Emily on my team keeping me on track, I’m ahead of schedule with podcast recordings, but I am giving the Happy Hour Ladies and myself a month off. So today we’re re-airing an episode we recorded about Money Hacks. I’ve been friends with these women for over six years now and I never get tired of the tips and tricks they have to share where personal finance is concerned. So I hope you’ll enjoy this replay of the money hacks episode.      

For more information, visit the show notes at Https://martinisandyourmoney.com/show-notes/money-hacks-with-the-happy-hour-ladies-replay

Direct download: MAYM_331_HH_Jan_Money_Hacks_Replay.mp3
Category:investing -- posted at: 1:30am EDT

I recorded this episode prior to the pandemic, and I think it’s ironic that people have talked about a potential increase in divorces after the quarantine. I guess releasing this now may be apropos for many people. 

Joining me today are Kelly Frawley and Emily Pollock, partners in the matrimonial and family law department of Kasowitz, Benson, Torres law firm, to discuss the legal matters you should consider before you get into a marriage and after. Specifically, we’re talking about prenups and if it makes sense to have one before you get married. Kelly and Emily share a number of helpful lessons learned in their over 20 years of practicing law that can help you in any stage of your relationship. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/prenuptial-agreements-with-kelly-frawley-and-emily-pollack

Direct download: MAYM_330_Prenup.mp3
Category:investing -- posted at: 1:30am EDT

Starting a business is not for the weak of heart, but if your gut is telling you to do it, and you just can’t imagine life otherwise, and even though it might not make sense financially and might not make sense on paper, it just might be the right path for you.

My guest today, Malyia McNaughton, founder and CEO of Made by Malyia, is one of those founders. Her story of being one of the only black women in her fashion industry job to one of the only black women designing jewelry is truly inspiring. She joins me today to talk about the seemingly crazy decisions she’s made and how that has led her to an amazing chapter in her founder’s story

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/made-by-malyia-with-malyia-mcnaughton

Direct download: MAYM_329_Malyia.mp3
Category:investing -- posted at: 1:30am EDT

As an entrepreneur, I’m always fascinated by other entrepreneurs’ journeys, what led them to create a business, and how they handle the twists and turns that the business throws at them. Joining me today is Alex Waldman, co-founder and CEO of the size inclusive fashion brand Universal Standard. She is here to talk about how her company is revolutionizing the way we think about size in fashion, how the pandemic has impacted her business, and where her business is going next. I’ve been watching her company grow from the sidelines and I’m excited to speak to her directly.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/universal-standard-with-alex-waldman

Direct download: MAYM_328_Alex_Universal_Standard.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

We are right in the middle of the summer, and summertime is usually a time for vacations. However, we’re also right in the middle of a pandemic, so I’m checking in with my friends to see how the pandemic has impacted their vacation plans and how they’ll vacation when this is all over.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/vacations-during-the-pandemic-with-the-happy-hour-ladies

Direct download: MAYM_327_Happy_Hour_July.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve been listening to the show for a while, you’re going to be very familiar with my guest today, Melanie Lockert, who is a regular on our monthly happy hour episodes and a long time business bestie of mine.

Over the past six years, Melanie and I have been part of a mini-mastermind group each encouraging and helping the other navigate the crazy world of running a business. Melanie joins me today to talk about her latest business endeavor, Mental Health and Wealth dot com and the Mental Health and Wealth Show. She is literally tackling two of the most taboo subjects out there and doing it in my opinion, amazingly. She joins me today to share more about this important business she is building and why two topics that seem very scary can actually be fun and empowering to dive into.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/mental-health-and-wealth-with-melanie-lockhart

Direct download: MAYM_326_Melanie_Mental_Health_and_Wealth.mp3
Category:investing -- posted at: 1:30am EDT

Before I get into the introduction for this show, I want to address some views that have come up since I’ve shared more diverse topics and conversations in support of the Black Lives Matter movement. Something that has become clear to me in the multitude of conversations I’m having on and offline is that racial sensitivity is not exclusive to the black community, and microaggressions can happen no matter what you look like or how you identify. As these arise, I think it’s really important for us to have honest conversations across the board and to have them from a place of compassion and empathy, with the goal of education and enlightenment. We’re all walking in completely different shoes on different journeys and the more we can share our truth and receive other people’s truths, the better we’ll all be. I won’t always get it right and neither will my guests, but like I tell my team, all we can do is get better every day, and growing in compassion and empathy, I believe, is a way for us to get better every day.  

Now onto one of my favorite podcasts I record every year. Three years ago, when we were actively trying to expand The Gym for the first time, we thought it would be a good idea to record a show about our clients’ experiences with The Financial Gym and how it fits into their lives. We gathered three clients to share their stories, and if you haven’t heard them, links to their shows are below. Every year since we’ve checked in with these same three clients to see where they are in their financial journeys.  

Joining me today for the third time are Kelly, Maria, and Jenn, to share where they are personally and financially and why three years later they still think being a Financial Gym member makes all the sense in the world.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/client-happy-hour-three-year-review-with-maria-jen-and-kelly

Direct download: MAYM_325_3_Year_Review.mp3
Category:investing -- posted at: 1:30am EDT

To say that the last four months have been a challenge for me as an entrepreneur is truly an understatement. The degree of immensity of the problems I’ve had to address and the speed at which I’ve had to address them have left me with a lot of battle wounds. When you’re in the bunker, though, it’s always nice to have other people to inspire and help you see through it and Cate Luzio is one of those founders. 

Cate is founder and CEO of Luminary, a premier collaboration hub in New York City for women and women-identified who are passionate about professional development and expanding their networks. Cate joins me today to talk about what the last four months have looked like for her and how she plans to lead her business to an even stronger place, despite all of the challenges.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/collaboration-with-cate-luzio

Direct download: MAYM_324_Cate.mp3
Category:investing -- posted at: 1:30am EDT

I sent out a message from the CEO on June 2, where I promised to utilize my platforms to bring light to, and make positive changes for, the black community, specifically where wealth is concerned. Today, in the first of what will be many future episodes specifically utilizing my platform to amplify black voices, I’m speaking to Ornella and London, two trainers here at the Financial Gym, about the racial wealth gap, some of the challenges they see in the black community as far as narrowing that gap, and how we can work to decrease the gap and make changes for this and future generations.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/black-wealth-with-ornella-and-london

Direct download: MAYM_323_Black_Wealth.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

Since the last time we recorded a happy hour, a lot has happened in the world, specifically around the murder of George Floyd, the global protests, and an overall shift in conversations around race relations. We are all going to have tough conversations, at least I hope we do and I hope we have been having them. 

I always feel like the toughest conversations are best had with friends. Joining happy hour this month is Chonce Maddox, from My Debt Epiphany, to share some of her thoughts about recent events, as well as the rest of the ladies. I hope this inspires you to have some conversations as well.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/moving-forward-to-a-better-future-with-the-happy-hour-ladies

Direct download: MAYM_322_HH_June.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve been listening to me for a while, you know that I always love sharing an entrepreneur’s journey, and today is a special double episode all around entrepreneurship. Kicking it off is a conversation I had with Jason Feifer, Editor in Chief of Entrepreneur Magazine, who shares some of the greatest strengths an entrepreneur can have. 

After Jason’s episode, I talk to Lindsey Metselaar, host of the We Met at Acme podcast, about her journey toward building a community and business around a podcast. I hope you’re inspired and motivated by the stories these two share. 

For more information, visit the show notes at Https://martinisandyourmoney.com/show-notes/entrepreneurship-with-Jason-feifer-and-Lindsey-metselaar

Direct download: MAYM_321_Entrepeneuers_Jason_and_Lindsay.mp3
Category:investing -- posted at: 1:30am EDT

I’m not going to lie to you. These last few weeks, since May 25 when George Floyd was murdered by the Minnesota police department, have been the hardest of my life. Every time I think I’ve gotten through a difficult chapter (like divorce, saving the business from the brink of collapse, surviving a global pandemic), another challenging chapter presents itself. 

As challenging as the last few weeks have been, though, I’m ready for this to bring systemic change in a broken system that’s been broken for over 400 years. I’m ready for the hard conversations, I’m ready to learn and I’m ready to amplify and use privilege for the good. 

Joining me today is my friend Kassandra Dasent to discuss our feelings over the last few weeks and how we move forward to a place of light and love. If you’re uncomfortable with this podcast having these conversations, you’re welcome to not listen, but I encourage you to confront your discomfort and evolve from there. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/black-lives-matter-with-kassandra-dasent

Direct download: MAYM_320_Kassandra.mp3
Category:investing -- posted at: 1:30am EDT

Over the last six years of helping people get financially fit, the one thing I can say is the path to financial fitness is not the same for everyone. It’s just like the path to physical fitness. Some people like the keto diet, a vegan diet, Weight Watchers, SoulCycle, Zumba, CrossFit, and so much more. Getting financially fit is the same — what works for some people may not work for you.

Today I’m talking to Financial Gym client, Cherie, who reached out to the Gym over a year ago, because she knew she needed to find a better way to get financially healthy. She’s going to share her story, what worked and didn’t work for her, and how she’s dropping the shame she feels around her path to financial fitness.

For more information, visit the show notes at http://financially-blonde.com/the-path-to-financial-health-with-cherie

Direct download: MAYM263_Cherie.mp3
Category:investing -- posted at: 1:00am EDT

September is National Suicide Prevention Month and I am committing two shows this month to talking about finances and mental health. At the Financial Gym we have a slogan, “what are you working for”, and if you don’t have physical health or mental health what are you working for.

Today I’m talking to my friend, Ash Cash, whose latest book, Making Sense of Kanye: A Spiritual Guide to Financial Freedom, Peace, Love, and Happiness, discusses the importance of mental health and money, and in a few weeks the ladies of happy hour will share their mental health and money stories


For more information, visit the show notes at http://financially-blonde.com/making-sense-of-kanye-with-ash-cash

Direct download: MAYM230_Ash_Cash.mp3
Category:investing -- posted at: 1:00am EDT

Okeoma Moronu was close to ending a successful budding law career because of a lack of joy she found in her day to day work.

Despite the fact that she needed the paycheck to support her family and pay down her student loans; she nearly threw it all away because of the absence of happiness.

Okeoma shares how she learned to find joy in her work as an attorney and how she now helps other attorneys who were just like her.

Find show notes and more Martinis and Your Money episodes at http://financially-blonde.com/mmpodcast

Direct download: MM128_Okeoma_Moronu.mp3
Category:careers -- posted at: 1:00am EDT

Our clients at the Financial Gym have a variety of life goals, but the number one goal we give all of our clients is the goal of financial independence, and that’s the ability to work because you want to work not because you have to work.

I’ve coached numerous clients on the path to financial independence and have seen a number of my family and friends achieve it, and let me say, it’s something we should all want for ourselves.

I think it’s really important, though, to remember that FI and the path to FI will look different for everyone, and I try to highlight that on this show. This is why I’m excited to have on Jamila Souffrant, Founder of the Journey to Launch Podcast, talk about her path to financial Independence and where it led her.

For more information, visit the show notes at http://financially-blonde.com/journey-to-launch-with-jamila-souffrant/

Direct download: MAYM273_Jamila.mp3
Category:investing -- posted at: 1:00am EDT

In this episode, Shannon talks to Tonya Rapley from My Fab Finance about the cultural, community and familial challenges of getting and staying financially fabulous.

Originally aired: November 13, 2015 

Show notes: https://martinisandyourmoney.com/show-notes/financially-fabulous-in-black-or-white

Direct download: Tonya20Rapley20Podcast.mp3
Category:Money -- posted at: 1:00am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

This is now our third Happy Hour while under quarantine, which is just amazing.  When this all started, I thought it would be a two-week disruption, but here we are. This month we’re not only still in quarantine but it’s also Mental Health Awareness month, so I not only checked on how my friends are managing but also how their mental health is faring during these times. I hope you enjoy catching up with my friends as much as I did.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/may-covid-19-check-in-with-the-happy-hour-ladies

Direct download: MAYM_319_HH_May.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. Over year ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

Getting in the hot seat today is Mike, who is actually a Financial Gym trainer. Mike joins me today to share not only why he wanted to become a financial trainer, but all of his financial digits, the good, the bad and the inexplicably emotional. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-mike-poulin

Direct download: MAYM_318_Mike_FN.mp3
Category:investing -- posted at: 1:30am EDT

Today is another new episode that I recorded post quarantine. Today’s guest is Chinae Alexander, social media influencer and host of the Press Send Podcast. Chinae joins me today to talk about how her life as an influencer has changed in the face of COVID-19 and how she’s managing her finances and her content in the new state we’re in. 

If you aren’t following Chinae yet, I highly encourage you to follow her. I’ve gotten to know her well over the last year and she is as genuine offline as she is online. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/being-an-influencer-during-covid-19-with-chinae-alexander

Direct download: MAYM_317_Chinea.mp3
Category:investing -- posted at: 1:30am EDT

Today is one of the first episodes I recorded in quarantine and it is an incredibly timely one. Joining me today is Lauren McGoodwin, founder and CEO of Career Contessa, to talk about how you can find the perfect job for you, even in the middle of high unemployment and a recession. She gives some really great and practical advice for anyone who is planning the next chapter of their career and I hope you find her information and website as useful as I do. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/career-contessa-with-lauren-mcGoodwin

Direct download: MAYM_316_Career_Contessa.mp3
Category:investing -- posted at: 1:30am EDT

Welcome to another show that was recorded pre-COVID-19 quarantine times. This show idea came from a listener who asked if I could do an episode about teacher finances and how we can help teachers. As the ex-wife of a high school teacher, I thought this was a great idea. Joining me today is Terri Bennett, a financial trainer at the Gym but also a former adjunct professor who’s passionate about helping teachers from elementary to higher education master their finances. 

I think many of us with children at home are developing an even greater love and appreciation for our teachers and I hope this episode is a benefit to them all. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/teacher-finances-with-terri

Direct download: MAYM_315_Terri.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends to drink cheap drinks and talk about money topics. Believe it or not, this is our second Happy Hour while under quarantine. I wanted to find out how my friends are managing through their quarantine lifestyles, so today’s episode is all about our new realities in our socially distant world. 

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/covid-19-and-quarantine-questions-with-the-happy-hour-ladies

Direct download: MAYM_314_Happy_Hour_April.mp3
Category:investing -- posted at: 1:30am EDT

Despite the fact that we are currently still in the middle of this COVID-19 pandemic in the U.S., I am airing shows I recorded before this began. Please note, that this episode is pre-COVID-19, and if you would like a during-COVID update from me, it will be at the end of the show. 

Today’s episode was recorded pre-COVID, but the message about facing your fears and finding the strength to make important changes, I believe, is even more meaningful now, given what is going on in the world. Many people are getting forced into change, whether they like it or not. 

Joining me today to share how you can live your best life is Shirell Gross, founder and president of Measure of Ambition. Her business focuses on working with women through these issues, but I believe her advice applies to everyone. 

For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/overcoming-fear-with-shirell

Direct download: MAYM_313_Shirell.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. A year ago on this podcast, I shared my financially naked session and it led to a request for more. Now, this is a regular series on this podcast. 

Getting in the hot seat today is Financial Gym client Alyssa with one of the most unique jobs I’ve ever heard. Alyssa joins me today to share about the low point in her life that led her to the Gym and what her digits look like now.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-alyssa

Direct download: MAYM_312_Alyssa.mp3
Category:investing -- posted at: 1:30am EDT

We are currently in the middle of quarantine survival mode in the U.S., and I asked the Martinis and Your Money Facebook group if I should air previously recorded episodes that were recorded before the pandemic arose, air replays, or air episodes of just me talking.  The consensus was to change the topic off COVID-19 and listen to something else, but maybe also get an update from me, so that’s what I’m going to do. 

Joining me today is Bethany, Certified Health Coach and founder of the brand The Healthy B, to share her story about how a near death experience led her to find not only the healing powers she had within herself but a whole new career path. Bethany’s story is just the inspiration I think we all need in a time like this.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/overcoming-health-trauma-with-a-health-coach-with-Bethany

Direct download: MAYM_311_Bethany.mp3
Category:investing -- posted at: 1:30am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

Last week, I shared my thoughts on the COVID-19 situation that the world is currently going through. Today, the Happy Hour ladies join me to share their thoughts, how they are mentally handling it, how they are quarantining, what they are drinking, and then they answer your questions that you posted in the Facebook group. In crazy times like these, I am so thankful for these ladies and appreciate their opinions on all of this.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/covid-19-with-the-happy-hour-ladies

Direct download: MAYM_310_Covid_Happy_Hour.mp3
Category:investing -- posted at: 1:30am EDT

In light of the recent events, I felt like I needed to have a conversation, similar to conversations I am having with my team and with my clients. I wanted to address you directly and talk through what is going on in the markets, given COVID 19 and just in general.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/a-conversation-about-covid-19-with-shannon

Direct download: MAYM_309_Covid.mp3
Category:investing -- posted at: 1:30am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. A year ago on this podcast, I shared my financially naked session and it led to a request for more. Now this is a regular series on this podcast. 

Getting in the hotseat today is long-time podcast listener, who is actually NOT a financial gym client, Liana. She joins me today to share her unique career journey and of course all of her financial details.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-liana

Direct download: MAYM_308_Liana.mp3
Category:investing -- posted at: 1:30am EDT

If you’ve been listening to the show for a while, you know that I love to profile people with all different types of jobs, whether it’s through the Naked Sessions or individual episodes. I think we all learn so much from walking in someone else’s financial shoes and understanding how they make their decisions. Today, I’m excited to profile Ashley Gavin, comedian, writer, and actor. I’ve honestly been curious about professional comedian finances for years now and really enjoyed learning how Ashley has made a full-time career of this.  

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/comedian-finances-with-ashley-gavin

Direct download: MAYM_307_Ashley.mp3
Category:investing -- posted at: 1:00am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

Today is the last Friday of February and one of my favorite holidays falls on February 13. In case you’re not aware of it, it’s Galentine’s Day. A day invented by the writers of Parks and Recreation, but now has grown to a larger scale to symbolize friendship, and the importance of friendships, in addition to the romantic relationships you celebrate on February 14. On today’s episode, I’m asking the ladies to give their best friend advice on a number of couple and money subjects that many of us have had to work through and maybe even wanted to ask some girl or guy friends about. 

For more information, visit the show notes at https//:martinisandyourmoney.com/show-notes/galentines-day-with-the-happy-hour-ladies

Direct download: MAYM_306_Happy_Hour_Feb.mp3
Category:investing -- posted at: 1:00am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. A year ago on this podcast, I shared my financially naked session and it led to a request for more. Now this is a regular series on this podcast. 

Getting in the hot seat today is long time podcast listener and Financial Gym client, Dylan. This is a super special naked session, because Dylan is actually the reason why I started recording and sharing these naked sessions and thankfully she’s agreed to finally do one herself.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-dylan

Direct download: MAYM_305_Dylan.mp3
Category:investing -- posted at: 1:00am EDT

This episode is airing on Friday, February 14, which is also known as Valentine’s Day, and I’ve never been a huge fan of Valentine’s Day. In my high school and college days, it was because my significant others always seemed to disappoint me with their gifts, and if I was single, it was because I was single. When I was married, I wanted my husband to show me love and affection all year and not just on Valentine’s Day. Now that I am 41, I think most of the time it is just a waste of money. 

What I do love about Valentine’s Day is the attention it brings to being a couple. While being in a couple is not a life goal for everyone, if you are part of a couple it is important to have shared goals and make smart financial decisions aligned with your goals, which is why I am excited to share with you Julie and Andrews’ journey. 

Julie and Andrew are also known as the Disney Dinks, and they are here to show me how their relationship improved with more focus on their goals. 

For more information, visit the show notes at http://financially-blonde.com/disney-dinks-with-julie-and-andrew/

Direct download: MAYM_304_Disney_Dinks.mp3
Category:investing -- posted at: 1:00am EDT

Something we see all the time at The Financial Gym is financial anxiety. From my experience, 99 percent of the population will experience it at some point, and some of us experience it more than others. We received so much positive feedback on the last episode we tackled this subject matter, and I’m so passionate about helping people overcome this, that we’re going back to financial anxiety again. Joining me to share her professional experience with it is Chelsea Connors, Certified Life Coach and therapist.  She shares some of her best practices for managing financial anxiety and the  challenges of adulting.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/financial-anxiety-with-chelsea-connors

Direct download: MAYM_303_Chelsea.mp3
Category:investing -- posted at: 1:00am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host the happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

Today is the first last Friday of the new year and new years are all about new goals, new habits, and new resolutions, so the Happy Hour ladies and I are sharing some of our best money hacks that you can adopt and implement in 2020. There is lots of great information here, as always.

For more information, visit the show notes at http://martinisandyourmoney.com/show-notes/money-hacks-with-the-happy-hour-ladies

Direct download: MAYM_302_Jan_Happy_Hour.mp3
Category:investing -- posted at: 1:00am EDT

As many of you long-time listeners know, I’m a big fan of manifesting your dreams and realizing how important it is to put goals out there, even if they are scary or may take time to accomplish, because you never know where that journey is going to take you. 

Today I’m talking to Maddy Gutierrez founder of the life and style blog of her own name maddygutierrez.com about the blogging goal she set for herself and the unexpected journey it sent her on.

For more information, visit the show notes at http://financially-blonde.com/body-positivity-and-style-with-maddy-gutierrez/

Direct download: MAYM_301_Maddy.mp3
Category:investing -- posted at: 1:00am EDT

At the Financial Gym, we call the first meeting you have with a trainer, the “financially naked session”. In this meeting, you share everything about yourself financially so the trainer knows where you’re starting so that he or she can make the plan for how you can get where you want to go. Above all other meetings, this one scares clients the most because they are afraid or ashamed of their financial situation. A year ago on this podcast, I shared my financially naked session and it led to a request for more. Now this is a regular series on this podcast. 

Getting in the hot seat today is Financial Gym client Will. If you pay attention to podcast art, Will is actually the designer of Martinis and Your Money’s new podcast art, as well as the art for our new Financial Gym focused podcast called Financially Naked. Will joins me today to share his digits, his side hustling, and his journey with The Financial Gym.

For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/getting-financially-naked-with-will-pay

Direct download: MAYM_300_Will.mp3
Category:investing -- posted at: 1:30am EDT

Longtime listeners of the podcast will know that I’ve had my fair share of stories from being one of the only women on the trading floor, early in my career. I think feeling safe, or at least aware, of what your workplace culture will be like before you start is important. 

There are a lot of websites where you can read reviews about potential employers and get an insight into what the company culture is like, but what if there was a site that reviewed how female friendly a potential workplace was?

Joining me today is Ursula Mead, the cofounder and CEO of InHerSight — a website where women can evaluate jobs and companies and get help finding a company that is the right fit.

For more information, visit the show notes at http://financially-blonde.com/inhersight-with-ursula

Direct download: MAYM_299_Ursula.mp3
Category:investing -- posted at: 1:00am EDT

Welcome to a new year and a new decade! I’m not a fan of New Year’s resolutions, but I am a big fan of setting goals and anything that will motivate you to stick with those goals. That’s why I thought I would kick off the year with Naseema, founder of Financially Intentional, and a woman who set a big goal for herself — to pay off over six figures of debt in less than three years. 

Naseema joins me today to share how she got herself into this debt and how she got out of it, so she could build generational wealth for her family. 

For more information, visit the show notes at http://financially-blonde.com/financially-intentional-with-naseema-mcelroy

Direct download: MAYM_298_Naseema.mp3
Category:investing -- posted at: 1:00am EDT

Today is the last Friday of the month and my regular listeners know that on the last Friday of the month, I host a happy hour on the podcast where I gather great friends with me to drink cheap drinks and talk about money topics.

Today is not only the last Friday of the month, it’s actually the last Friday of the year. Every year for the past four years, the Happy Hour Ladies and I share our year in review, and we discuss the highs and lows of the year that’s about to end and then share our goals for the upcoming year. I love recording happy hours, but these year end episodes are always my favorite.

For more information, visit the show notes at http://financially-blonde.com/2019-year-end-review-with-the-happy-hour-ladies/

Direct download: MAYM297_Happy_Hour.mp3
Category:investing -- posted at: 1:00am EDT